Interest starting @ 9.99%
Low CIBIL (650+) Possible
Banking & Finance Partners
Private Funding Available

Your Trusted Finance Advisor

Personal | Home | Housing | Transport | Business Loans

We help individuals, business owners, builders and transport operators choose the right loan option with proper documentation, eligibility guidance and faster processing support.

₹50,000+
Loans Disbursed
10,000+
Happy Customers
₹5,000+ Cr
Disbursed Amount

EMI Calculator

Your Monthly EMI
₹0

Total Interest
₹0
Total Payment
₹0

Quick Loan Enquiry

Loan Products We Offer

Choose from a wide range of loan products tailored to your needs

Personal Loan
9.99%
Up to ₹1 Crore
Business Loan
9.5%
Up to ₹5 Crore
Gold Loan
8.5%
Up to ₹2 Crore
Vehicle Loan
8.9%
Up to ₹50 Lakhs
Education Loan
8.5%
Up to ₹1 Crore
Home Loan
8.4%
Up to ₹3 Crore

All Loan Merge & Single EMI

Consolidate all your existing loans into one single loan with lower interest rate. Reduce your monthly burden and manage finances better.

Benefits:

  • ✓ Single EMI instead of multiple payments
  • ✓ Lower interest rate on consolidated amount
  • ✓ Better credit score with timely payments
  • ✓ Reduced monthly financial burden
Consolidate Now

Credit Score Improvement

We help you improve your CIBIL score with expert guidance and financial planning.

Our Services:

  • ✓ Free credit score check
  • ✓ Personalized improvement plan
  • ✓ Debt restructuring advice
  • ✓ Expert financial counseling
Check Your Score

Why Choose UMG?

We make borrowing simple, fast, and transparent

59 Minutes Approval

Get instant in-principle approval within 59 minutes

Minimal Paperwork

100% digital process with minimal documentation

Best Interest Rates

Competitive rates starting from 8.4% per annum

High Loan Amount

Loan up to ₹5 Crore for business needs

Secure & Safe

Bank-grade security for your data

24/7 Support

Dedicated customer support team

How It Works

Get your loan in 4 simple steps

1
Apply Online

Fill simple application form

2
Upload Documents

Upload required documents digitally

3
Get Approval

Receive approval in 59 minutes

4
Disbursement

Loan credited to your account

Big Civil & Project Finance

Project funding support from ₹6 Crore to ₹7.90 Crore

Project Finance Support

  • Project report support
  • Collateral guidance
  • Working capital options
  • For builders, contractors and civil projects
  • Long tenure options available
Eligibility for Project Finance:
✓ Established business vintage 3+ years
✓ Satisfactory CIBIL score
✓ Clear project feasibility report
✓ Required collateral as per lender policy

EMI Calculator

Please enter all values

Check Your Eligibility

Eligibility Criteria:
✓ Age: 21 - 60 years
✓ Minimum Income: ₹25,000/month
✓ CIBIL Score: 650+ (We accept low CIBIL cases)
✓ Employment: Salaried/Self-employed

Documents Usually Required

  • PAN Card and Aadhaar Card
  • Bank statements (last 6 months)
  • Salary slips or ITR
  • Business proof for self-employed
  • Property documents for home loan
  • Vehicle quotation for transport loan
  • Project report for civil/project finance

Loan Categories Covered

Personal Loan | Home Loan | Housing Loan | Transport Loan | Loan Against Property | Business Loan | Big Civil Project Finance


Service Areas

Bangalore, Karnataka and PAN India support based on lender availability.

What Our Customers Say

Trusted by thousands of happy customers

"Got my business loan approved within 45 minutes! Excellent service and very helpful staff."

Ramesh Kumar
Business Owner

"The EMI calculator helped me plan my finances better. Very competitive interest rates!"

Priya Sharma
Entrepreneur

"Best digital lending platform. Got approval within an hour. Highly recommended!"

Amit Patel
Salaried Professional

Frequently Asked Questions

Got questions? We've got answers

How quickly can I get loan approval?
You can get in-principle approval within 59 minutes after submitting your application with all required documents.
What documents are required?
Basic documents include: Aadhaar Card, PAN Card, Bank Statements, Income Proof, and Business proof for business loans.
What is the minimum CIBIL score required?
Minimum CIBIL score required is 650. We also accept low CIBIL cases on a case-by-case basis.
Can I consolidate my existing loans?
Yes! We offer loan consolidation services to merge all your existing loans into a single EMI with lower interest rates.
Do you support big civil project funding?
Yes. We can assist with documentation and lender approach for project finance from ₹6 Crore to ₹7.90 Crore, subject to eligibility.

Get In Touch

We're here to help you with your loan needs

Call Us

Toll-free number for support

1800-XXX-XXXX

Mon-Sat: 9 AM - 6 PM
Email Us

Get response within 24 hours

support@umgloans.com
24/7 email support
Visit Us

Corporate Office

Bangalore, India
Branch across 50+ cities

Ready to get your loan?

Get instant approval in 59 minutes. No hidden charges.

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